To comply with Massachusetts state law, all Suffolk students (domestic and international) who are registered in at least 75 percent of a full-time curriculum must have health insurance.
The Suffolk Student Health Insurance Plan (SSHIP) is a health insurance plan that meets a specific level of benefits as required by Massachusetts. If you are enrolled in at least 75 percent of a full-time curriculum you will be automatically enrolled in the SSHIP, although if you are already covered under an existing comparable U.S.-based insurance plan you can waive the SSHIP enrollment online.
To read about the Massachusetts requirements for Qualifying Student Health Insurance Programs (QSHIP), please visit the Massachusetts QSHIP website.
Every year students with alternative qualifying health insurance must waive SSHIP online by completing the following steps:
Please note that if students fail to waive the SSHIP by the deadline, they will be automatically enrolled in SSHIP and billed the premium rate.
1. Go to http://www.universityhealthplans.com/
2. Click on Suffolk University
3. Click on the Suffolk University Student Insurance Plan (this will bring you to the Suffolk page)
4. Click on Waiver Form
5. Fill in all required information (if a piece of required information is missing, your form will NOT be accepted)
6. Submit the form by clicking ’Apply’; If the form is accepted, you will receive immediate confirmation of your enrollment or waiver.
7. Print out the confirmation page as this will be the only documentation you will have as proof that you waived the insurance plan.
*Students wishing to waive the SSHIP must have comparable U.S.-based health insurance.
*Waiver eligibility information
*Please visit the Massachusetts QSHIP website for details on what qualifies as "comparable".
The student's account will automatically be billed for the SSHIP. This plan provides coverage for most typical problems that students encounter while at college. If a student wishes to reject this insurance and have the charge removed from their bill, they must waive the SSHIP by following the steps outlined above.
It is extremely important that you have insurance coverage that will pay for medical care in the Boston area. Many out-of-area insurance companies are restrictive about what services they will pay for when you are away from home. Please ask specifically what services are covered by your insurance company prior to coming to campus. your insurance should have equal or better coverage for medical services if you plan to waive the SSHIP.
Understanding Policy Coverage
Any student who is currently registered for classes (full or part-time) and not a full-time Suffolk University employee can be seen our office for free regardless of your health insurance policy. In general, there is no charge for most services provided at our office. Students are financially responsible, however, for some prescriptions, immunizations, supplies, and some laboratory tests.
Students who enroll in the SSHIP: Our office can serve as your primary health care provider. Although your visits to our office are free. Any additional services such as specialty referrals, lab work, x-rays, etc. could result in charges. These charges may not be covered by the SSHIP and our office is not responsible for these charges. It is your responsibility to contact University Health Plans if you have questions or concerns regarding coverage for services. Please review the details of the plan to determine what will be covered. This information is available at the SSHIP website.
Students who do not enroll in SSHIP: Any student who is currently registered for classes (full or part-time) and not a full-time Suffolk University employee can be seen our office for free regardless of whether or not they are enrolled in the SSHIP. However, any additional services such as specialty referrals, lab work, x-rays, etc. could result in charges from the outside provider of these services. These charges may not be covered by your health insurance plan and our office is not responsible for these charges. It is your responsibility to contact the insurer if you have questions or concerns regarding coverage for services.
Graduating students: Once you have graduated, you are no longer eligible to use Health & Wellness Services as a care provider, regardless of insurance coverage. Please refer to your health insurance carrier for a list of providers available to you after graduation. If a graduating student is enrolled in the SSHIP, you will need to purchase an alternative form of health insurance for coverage after the August expiration date. The SSHIP cannot be extended. For more information about what to do regarding health insurance coverage click here.