Get $mart!™ is a financial literacy program brought to you by the Suffolk University Law School Office of Financial Aid.
Upcoming Get $mart!™ Events:
Watch this space and your Campus Cruiser email for information on upcoming events.
Another way to learn more about your Federal student loan repayment options:
Listen to an Audiotape Presentation by Student Loan Expert Heather Jarvis
Presented during the Research Symposium on Student Loans at Suffolk University Law School, Heather Jarvis brings her expertise to law school students and graduates on options for repayment of federal student loans. Having borrowed student loans herself for law school, Heather has practiced public interest law for more than a dozen years. She understands the challenge of making the best choice for your federal student loan repayment.
Listen to the audio:
Speak with Janice Evans, Office of Financial Aid, at Suffolk University Law School
Janice Evans has worked in the field of financial aid, managing Direct Loan and other student loan programs, for 15 years. At Suffolk University Law School, she is the Assistant Director of Financial Aid and manages the Direct Loan Program and the Loan Repayment Assistance Program (LRAP) for students who enter legal careers in public service. Janice borrowed student loans to attend law school and understands the importance of remaining proactive as a student loan borrower, from initial selection of a repayment plan to the final loan payment.
Janice's Loan Repayment Presentation (pdf)
Check out our Get$mart! Information page
Get $mart!™ is a financial literacy program brought to you by the Suffolk University Law School Office of Financial Aid to help you manage your fiscal well-being during your student years and beyond.
New Students and first time Suffolk Law federal loan borrowers (Stafford & PLUS) are required to complete loan entrance counseling in order to receive loan funds. Online Entrance Counseling can be completed at studentloans.gov. You will need to sign in using your FSA ID (formerly FAFSA PIN).
Federal regulations require that Federal loan information be submitted to the National Student Loan Data System (NSLDS) and that this information be accessible by guarantee agencies, lenders, and institutions determined to be authorized users of the system.
Students who leave Suffolk University Law School for any reason are required to file the appropriate withdrawal and/or leave of absence form with the Office of the Registrar.
All students who borrow federal loans: graduates, students on a leave of absence, students who will be enrolled less than half-time*, or withdrawn students are required to complete exit counseling. Follow the links below to complete the required loan exit counseling based on the type(s) of loan you borrowed:
- Federal Stafford & Graduate PLUS Loan Borrowers
Complete exit counseling at studentloans.gov. .You will need your FSA ID (formerly FAFSA pin).
- Federal Perkins Loan or Trustee Loan Borrowers
Complete exit counseling at Suffolk's Office of the Bursar.
During Your Exit Interview You Will:
- Review what you learned during entrance loan counseling, including the consequences of default, the importance of the repayment obligation and the use of the master promissory note.
- Review repayment options such as standard, graduated, extended, income-driven, and consolidation.
- Review loan repayment deferment, forbearance, discharge rules and procedures.
- Learn about federal loan information available on the National Student Loan Data System (NSLDS).
- Learn about the Federal Student Assistance (FSA) Ombudsman’s Office.
- Review your rights and responsibilities as a borrower.
- Provide updated contact information, such as expected permanent address, address of next of kin, and name and address of employer if known.
- Update any changes to personal information including name, driver’s license number, Social Security number, etc., if necessary.
*Students with federal education loans must be enrolled at least half-time to receive the loans and to continue to qualify for in-school deferment. For financial aid purposes:
- JD Program: Full-time is considered 10 or more credits per semester for Day Division students and 7 or more credits per semester for Evening Division students. Half-time enrollment is considered 5-9 credits per semester for Day Division students and 4-6 credits per semester for Evening Division students.
- LL.M. Program: Full-time is considered 9 or more credits. Half-time enrollment for LL.M. students is considered 5 or more credits.
- Summer Semester: Students must be enrolled at least half-time during the summer to receive federal aid. Half-time enrollment is considered 3 credits for JD and LL.M. students and 6 credits for Dual Degree students enrolled solely in CAS or SSOM classes.