SUFFOLK UNIVERSITY STUDENT HEALTH INSURANCE PLAN OVERVIEW

Dear Student:

As you prepare for the Fall 2016 semester as a new Suffolk student, we urge you to consider your health insurance coverage a top priority. It is essential that students have access to comprehensive medical care while enrolled at Suffolk University. Pursuant to Massachusetts law, every institution of higher education shall require all full-time and part-time students enrolled in at least 75% of a full time program, and all international students, to participate in a qualifying student health insurance plan or in a health benefit plan with comparable, qualifying coverage. 

All international students must purchase the Suffolk student health insurance plan with the exception of:

  1. Those international students whose sponsoring institutions have a signed agreement with Suffolk that complies with the University's health insurance waiver requirements or
  2. International students with a plan for which their health insurance company's primary home office is based in the United States AND the policy provides comparable coverage to the University student health insurance plan.
International students who do not fall under conditions 1 or 2 above MUST purchase the University's student health insurance plan and therefore are not eligible for a waiver.

All out of state students with insurance plans that do not provide emergency and non-emergency coverage for treatment with Massachusetts medical and mental health providers must purchase the Suffolk student health insurance plan.

For Fall 2016 semester course registration, all news students will be automatically enrolled into the Suffolk University Student Health Insurance Plan ("SSHIP") for coverage effective August 21, 2016 - August 21, 2017. The Fall new student fee for the student health insurance offered through Suffolk University is TBA.

To opt out, students must submit the SSHIP Online Waiver Form before the waiver deadline, verifying comparable qualifying health insurance provided by a U.S. based insurance carrier. The health insurance card will be mailed to the student address that is on record with the university, so please be sure to submit a correct local address through Suffolk’s required E-Checkin system the first day of classes in order to receive the card and other important coverage information. Note: All eligible students who choose to waive SSHIP in subsequent years must re-submit the SSHIP Online Waiver Form each academic year before the waiver deadlines. If the SSHIP waiver is not submitted by the deadline, then enrollment in SSHIP, and the corresponding charge on the student account, cannot be reversed. Information about the online waiver form and deadlines can be found here: 

http://www.suffolk.edu/healthrequirements

If you are considering waiving the Suffolk Student Health Insurance Plan, please consider that some insurance plans in the market are restrictive and may leave students essentially uninsured while at school. This could result in the student incurring substantial out-of-pocket costs for medical care. We have provided some information to consider when reviewing comparable coverage that is accessible to in-network providers in the Boston area. Under the Affordable Care Act, student health insurance coverage is defined as a type of individual health insurance coverage that is provided per an agreement between an institution of higher education and a health insurance issuer, and provided to students (and their dependents) enrolled in that institution.

The Suffolk Student Health Insurance Plan is serviced by University Health Plans and is underwritten by Blue Cross Blue Shield of MA, the Blue Care Elect Preferred (PPO) Student Health Plan. You can view the full details of the Suffolk student health insurance policy on-line by going to www.universityhealthplans.com, select Suffolk University and then Benefits Information for the brochure.

The "Essential Health Benefits" categories covered by SSHIP include:

  • Ambulatory patient services, including outpatient day surgery and related anesthesia 
  • Mental health and substance use disorder services, including behavioral health treatment 
  • Laboratory Services
  • Emergency Services 
  • Prescription Drugs 
  • Preventive and wellness and chronic disease management 
  • Hospitalization 
  • Rehabilitative and habilitative services and devices 
  • Pediatric services, including oral and vision care 
  • Maternity and newborn care

Please be sure to take the time to make an informed decision regarding your health insurance needs while enrolled at Suffolk University. If you have any questions regarding the Suffolk Student Health Insurance Plan benefits, please call University Health Plans at 800-437-6448 or via email info@univhealthplans.com.