Medical Insurance

Harvard Pilgrim Health Care provides medical and vision insurance for you and any eligible dependents when you first become eligible to enroll, during Open Enrollment, or if you have a qualifying event.

While the HMO is considered the University’s base plan, you may “buy up” or “buy down” from it depending on the needs of you and your family and your willingness to assume financial risk. The documents listed below describe the types of services covered by each plan.

The cost of the plans varies based on plan design, network accessibility, and level of benefits (individual, individual & spouse, family, etc.). We encourage you to ask questions and understand the plans in their entirety as this is a major decision.

2022 Medical Insurance Comparison Chart [PDF]

2022 Medical Insurance Rates [PDF]

HMO Plan

Best Buy HMO Plan

PPO Plan

HDHP PPO with HSA Plan

For more information please visit the Harvard Pilgrim Healthcare website or contact your Benefits team.