Financial Literacy

Get $mart! is Suffolk University Law School's financial literacy program created by the Office of Financial Aid.

Working together with a variety of professional partners, the goal of Get $mart! is to help Suffolk Law School students and alumni manage their fiscal well-being both during and after their student years, by providing helpful, timely and topical programs and information.

New & Current Students

Financing Your Legal Education [PDF]
How to Prepare for Law School To help you get started, here are a couple of suggestions that you can follow now to help make your financial transition to law school easier
Tips for Frugal Living from Students Learn how to save money as a Law student
BostonBudget Free things to do in Boston
Annual Credit Report Request free annual copies of your credit report A government website that helps you manage and use your money wisely
Borrowing Wisely [PDF] The PowerPoint slides from the Fall, 2017 new student orientation presented by Janice Evans, Assistant Director, Student Financial Services

Graduates & Recent Students

AccessConnex A variety of financial resources that will make it easier to manage your loans and repayment
Bar Costs: What Does Financial Aid Cover? [PDF]  
Pay Check City Paycheck calculators, withholding calculators, tax calculators, payroll information and more
Equal Justice Works Helping lawyers help community - Student debt relief
Federal Loan Repayment Plans & Options  
Loan Repayment Estimator  
Loan Repayment: Road to Zero  
Loan Repayment: Road to Zero Video Presentation  
Public Service Loan Forgiveness  
Loan Deferment and Forbearance Information

Free tools, expert analysis, and award-winning content to make smarter financial decisions
Suffolk Career Services Offering a range of services and resources to alumni

Additional Information & Web Links to Explore


Individual Student Debt Repayment Information Specifically for Law School Graduates

Founded in 1983, AccessLex Institute is a nonprofit membership organization comprised of nearly 200 nonprofit and state-affiliated ABA-approved law schools. From providing financial education resources and services for students and schools, to supporting research programs and data collection, to driving policy advocacy, we work to promote broad access, affordability and the value of legal education specifically, and graduate and professional education more broadly.

AccessConnex is the first service of its kind to provide free, on-demand, one-to-one student loan repayment and financial aid information to graduate and professional students, and recent grads. Whether by phone, e-mail, live chat feature, borrowers seeking guidance on financing their education, managing student loan repayment, understanding the complexities of repayment plans, or other student loan questions have the ability to get answers from our expert AccessConnex Service Representatives – personal, confidential and 100% free.

Equal Justice Works

Career & Student Debt Information for Lawyers

The mission of Equal Justice Works is to create a just society by mobilizing the next generation of lawyers committed to equal justice. We provide leadership to ensure a sustainable pipeline of talented and trained lawyers are involved in public service. Equal Justice Works provides a continuum of programs that begin with incoming law school students and extend into later careers in the profession. We provide the nation’s leading public interest law fellowship program and offer more postgraduate, full-time legal positions in public service than any other organization including:

Take Control of Your Future is a comprehensive guide to managing student debt for lawyers and law students. It is especially valuable for anyone with an interest in a public interest legal career who wants to learn how income-driven repayment plans, Public Service Loan Forgiveness and loan repayment assistance programs can help protect their financial future.  Download your copy. 

Upcoming Get$mart! Events

Free Upcoming Webinars

WiseBorrower Webinars

A webinar presented by Suffolk Law and AccessLex Institute on loans and student-specific financial literacy topics focused on in-coming Suffolk Law Students: WiseBorrower Webinars are provided to all new students as part of Suffolk University Law School’s own financial literacy program, Get$mart!™ . In conjunction with our partner AccessLex Institute, a nonprofit agency expert in student financial literacy, we offer programs focused specifically on law school students.

Especially designed for our 1L students, this webinar provides essential information for all Suffolk Law students.

WiseBorrower will provide you with much necessary financial information, including:

  • Strategies for financing your legal education
  • Methods to manage and keep track of your student loans
  • Ways to keep your costs down, and
  • Timeline of bill due dates, disbursement of loans, and receipt of excess funds for living expenses.

So remain in the comfort of your home or office and learn important and valuable information.

No advance registration is required. Simply choose which Webinars is the best date/time for you, then sign in 10 minutes beforehand. Follow the instructions for the audio portion of the program. The links to sign in are below:

The dates/times for the webinars are:

Date Time Link
Tuesday, June 19 12:00 Noon - 1:00 pm EST Student Attendee Link
Thursday, June 21 5:00 pm - 6:00 pm EST Student Attendee Link

The Road to Zero: A Strategic Approach to Student Loan Repayment

Selecting the right repayment plan requires the right strategy. AccessLex Institute will help you create your strategy by describing the different federal repayment plans, explaining the ins and outs of Public Service Loan Forgiveness, discussing loan consolidation and more.  Please select your date and time below to register for this hour long webinar: Watch this space for future event details.

A Strategic Approach to Financing Your Legal Education

Law school is an important investment. Making informed decisions about how to finance that investment is crucial. This session brought to you by AccessLex Institute will help you to understand the costs of pursuing legal education and the financial aid application process. They will also review the available financing options and identify ways for you to be financially prepared to achieve your educational goals. Please select your date and time below to register for this hour long webinar: Watch this space for future event details.

AccessMax Program

New Incoming 1L students for the fall 2018 semester are encourage to sign up for the new MAX program by AccessLex Institute. The program is designed specifically for law school students:

  • Takes a multi-format approach – including an interactive online curriculum, in-person workshops, one-on-one counseling and more – that recognizes different learning styles and knowledge bases, letting you define your own path
  • Delivers information in quick and easy to understand components to fit into your demanding schedule
  • Offers $5000 and $40,000 scholarship drawing incentives to motivate you to stay on task and on track--the more you participate, the greater your chance of winning
  • Register for and join the program!

Current 3L students have access to expert AccessNow counselors via AccessConnex by phone, live chat or email for their student loan and financial planning questions as well as expert student loan repayment presentations.

In the News

A selection on articles on student loans, debt, financial literacy and other items of interest.
Article Date Published Publisher
Taxing Higher Education 11/7/17 New York Times
Getting Your Student Loan Forgiven 11/9/17 CNBC
The Best Student Loan Consolidation Lenders of 2019 1/23/18 US News & World Report

Entrance Counseling

New Students and first time Suffolk Law federal loan borrowers (Stafford & PLUS) are required to complete loan entrance counseling in order to receive loan funds. Online Entrance Counseling can be completed at You will need to sign in using your FSA ID (formerly FAFSA PIN).

Federal regulations require that Federal loan information be submitted to the National Student Loan Data System (NSLDS) and that this information be accessible by guarantee agencies, lenders, and institutions determined to be authorized users of the system.

Exit Counseling

Students who leave Suffolk University Law School for any reason are required to file the appropriate withdrawal and/or leave of absence form with the Office of Academic Services. 

Failure to complete exit counseling will result in a hold being placed on your academic record. All requests for an academic transcript and/or diploma will be delayed until exit counseling is complete. 

All students who borrow federal loans: graduates, students on a leave of absence, students who will be enrolled less than half-time*, or withdrawn students are required to complete exit counseling. Follow the links below to complete the required loan exit counseling based on the type(s) of loan you borrowed:

  • Federal Stafford & Graduate PLUS Loan Borrowers Complete exit counseling at .You will need your FSA ID (formerly FAFSA pin).
  • Federal Perkins Loan or Trustee Loan Borrowers Complete exit counseling at Suffolk's Office of the Bursar.

During Your Exit Interview You Will:

  • Review what you learned during entrance loan counseling, including the consequences of default, the importance of the repayment obligation and the use of the master promissory note.
  • Review repayment options such as standard, graduated, extended, income-driven, and consolidation.
  • Review loan repayment deferment, forbearance, discharge rules and procedures.
  • Learn about federal loan information available on the National Student Loan Data System (NSLDS).
  • Learn about the Federal Student Assistance (FSA) Ombudsman’s Office.
  • Review your rights and responsibilities as a borrower.
  • Provide updated contact information, such as expected permanent address, address of next of kin, and name and address of employer if known.
  • Update any changes to personal information including name, driver’s license number, Social Security number, etc., if necessary.

*Students with federal education loans must be enrolled at least half-time to receive the loans and to continue to qualify for in-school deferment. For financial aid purposes:

  • JD Program: Full-time is considered 10 or more credits per semester for Day Division students and 7 or more credits per semester for Evening Division students. Half-time enrollment is considered 5-9 credits per semester for Day Division students and 4-6 credits per semester for Evening Division students.
  • LL.M. Program: Full-time is considered 9 or more credits. Half-time enrollment for LL.M. students is considered 5 or more credits.
  • Summer Semester: Students must be enrolled at least half-time during the summer to receive federal aid. Half-time enrollment is considered 3 credits for JD and LL.M. students and 6 credits for Dual Degree students enrolled solely in CAS or SSOM classes.