Limited insurance against damage and/or theft is provided to RESIDENT STUDENTS through a fee already included in their residence assessment. The general coverage of this personal property and liability insurance is as follows:
Student Personal Property Coverage provided for theft, accidental damage, and all risks of direct physical damage to covered property from any external cause or event, subject to exclusions and limitations noted in the policy. The provided limit is $3,000 with a $50 deductible.
Student Liability Coverage provides a limit of $100,000 per occurrence with no deductible for bodily injury and arising out of acts or omissions of the named insured (student) at the resident property. This insurance will be primary to any existing homeowners insurance.
Explanation of benefits, coverage, terms, conditions, and exclusions of this policy, as well as instructions on how to file a claim, are available here [PDF].
Personal property left after the student has vacated the resident property will be considered abandoned and will be discarded.
Compensation for loss or damage to personal property of NON-RESIDENT STUDENTS off campus, on campus, or while participating in Suffolk University programs is not a University responsibility. Reimbursement may be considered when the damage/loss is a result of the University's actions. Individuals desiring such protection must make arrangements for necessary coverage at their own expense.